@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2c55a0e60120577a-s.0-dom-5bn10r2.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/9c72aa0f40e4eef8-s.1y4-pdgsjb-pw.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/ad66f9afd8947f86-s.3lvt2whj97whp.woff2)format("woff2");unicode-range:U+1F??}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/5476f68d60460930-s.2uwcyprjm3xu3.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2bbe8d2671613f1f-s.0k62hbripvv8p.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/1bffadaabf893a1e-s.3-6t-g6q0vh0a.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/83afe278b6a6bb3c-s.p.2bn3s6zvc0dyp.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter Fallback;src:local(Arial);ascent-override:90.44%;descent-override:22.52%;line-gap-override:0.0%;size-adjust:107.12%}.inter_7d4ee6a1-module__w8E6FG__className{font-family:Inter,Inter Fallback;font-style:normal}.inter_7d4ee6a1-module__w8E6FG__variable{--font-body:"Inter", "Inter Fallback"}
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../media/ce8a6a6ec0eee886-s.376xxzadkr6kc.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../media/a443d5c52df8e490-s.0uht9flqz7ejf.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../media/5b60d509c1329d75-s.2sh28epz9_vog.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../media/4be4b3a9430f5659-s.3m2c847sl6-5t.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../media/8920f8cfecaa0743-s.1juhsw1cpsyei.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../media/26eadd648e5c6f5a-s.p.1-qfcpq39sk5k.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Serif 4 Fallback";src:local(Times New Roman);ascent-override:87.87%;descent-override:28.41%;line-gap-override:0.0%;size-adjust:117.91%}.source_serif_4_d7170525-module__pSqC7a__className{font-family:"Source Serif 4","Source Serif 4 Fallback";font-style:normal;font-weight:600}.source_serif_4_d7170525-module__pSqC7a__variable{--font-display:"Source Serif 4", "Source Serif 4 Fallback"}
:root{--ink:#16243a;--ink-2:#3c4a5c;--muted:#5a6778;--line:#e1e5eb;--bg:#fff;--bg-soft:#f5f7fa;--bg-tint:#edf2f8;--brand:#1c355e;--brand-2:#2f5689;--brand-ink:#12233f;--accent:#bf2433;--accent-2:#9c1c29;--gold:#bf2433;--gold-ink:#9c1c29;--gold-bg:#fbe9eb;--warn-bg:#fff4e6;--warn-line:#f5c48a;--danger-bg:#fff0ee;--danger-line:#f1b0a6;--ok-bg:#ebf7ef;--radius:14px;--shadow:0 1px 2px #12233f0f, 0 8px 24px #12233f12;--wrap:1140px;--font-body:system-ui, sans-serif;--font-display:Georgia, serif;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:88px}body{background:var(--bg);color:var(--ink);font-family:var(--font-body);-webkit-font-smoothing:antialiased;margin:0;font-size:17px;line-height:1.65}img{max-width:100%;height:auto;display:block}a{color:var(--brand);text-underline-offset:3px}a:hover{color:var(--brand-ink)}h1,h2,h3{font-family:var(--font-display);color:var(--ink);letter-spacing:-.01em;line-height:1.2}h1{margin:0 0 16px;font-size:clamp(2rem,5vw,3.1rem);font-weight:600}h2{margin:48px 0 14px;font-size:clamp(1.5rem,3.2vw,2rem);font-weight:600}h3{font-size:1.2rem;font-weight:600;font-family:var(--font-body);letter-spacing:0;margin:28px 0 8px}p{margin:0 0 16px}ul,ol{margin:0 0 18px;padding-left:1.3em}li{margin:6px 0}li::marker{color:var(--brand-2)}strong{font-weight:650}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}@media (max-width:480px){.wrap{padding:0 16px}}.narrow{max-width:760px}[data-network-ad]:not(:empty){margin:36px 0 8px}[data-network-ad][data-format=tile]:not(:empty){max-width:24rem;margin-left:auto;margin-right:auto}.skip{position:absolute;left:-9999px}.skip:focus{z-index:100;background:#fff;border-radius:8px;padding:8px 12px;top:12px;left:12px}:focus-visible{outline:3px solid var(--brand-2);outline-offset:2px;border-radius:4px}.staging-bar{color:#f5f5f5;text-align:center;background:#2b2b2b;padding:6px 12px;font-size:13px}.header{z-index:40;-webkit-backdrop-filter:saturate(1.4)blur(10px);backdrop-filter:saturate(1.4)blur(10px);border-bottom:1px solid var(--line);background:#fffffff0;position:sticky;top:0}.header-in{align-items:center;gap:20px;height:84px;display:flex}@media (max-width:900px){.header-in{height:68px}}.logo{color:var(--ink);align-items:center;gap:10px;font-weight:700;line-height:1.1;text-decoration:none;display:flex}.logo svg{flex:none}.logo small{color:var(--muted);letter-spacing:.02em;font-size:12px;font-weight:500;display:block}.logo:hover{color:var(--ink)}.logo-img{width:auto;height:66px;display:block}@media (max-width:900px){.logo-img{height:58px}}.logo-card{background:#fff;border-radius:12px;padding:8px 12px;display:inline-flex}.logo-card img{width:auto;height:76px;display:block}.nav{gap:4px;margin-left:auto;display:flex}.nav a{color:var(--ink-2);border-radius:8px;padding:8px 12px;font-size:15px;font-weight:550;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{background:var(--bg-soft);color:var(--ink)}.header .btn{padding:10px 16px;font-size:15px}.menu-btn{border:1px solid var(--line);font:inherit;color:var(--ink);cursor:pointer;background:0 0;border-radius:10px;margin-left:auto;padding:8px 10px;font-size:15px;font-weight:600;display:none}.mobile-nav{display:none}@media (max-width:900px){.nav,.header .header-cta{display:none}.menu-btn{align-items:center;gap:6px;display:inline-flex}.mobile-nav[data-open=true]{border-top:1px solid var(--line);background:#fff;max-height:calc(100dvh - 68px);padding:8px 20px 20px;display:block;overflow-y:auto}.mobile-nav a{color:var(--ink);border-bottom:1px solid var(--line);padding:12px 4px;font-weight:600;text-decoration:none;display:block}.mobile-nav .mn-label{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:16px 0 4px;font-size:12px;font-weight:700}.mobile-nav .mn-grid{grid-template-columns:1fr 1fr;column-gap:12px;display:grid}.mobile-nav .mn-grid a{font-size:15px;font-weight:500}}.btn{font:inherit;cursor:pointer;border:2px solid #0000;border-radius:12px;justify-content:center;align-items:center;gap:8px;padding:14px 22px;font-size:16px;font-weight:650;line-height:1.2;text-decoration:none;transition:background .15s,border-color .15s,transform 50ms;display:inline-flex}.btn:active{transform:translateY(1px)}.btn-call{background:var(--accent);color:#fff}.btn-call:hover{background:var(--accent-2);color:#fff}.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand-ink);color:#fff}.btn-ghost{color:var(--ink);border-color:var(--line);background:#fff}.btn-ghost:hover{border-color:var(--brand-2);color:var(--ink)}.btn-lg{padding:16px 26px;font-size:17px}.btn-block{width:100%}.btn-preview{color:#555;cursor:not-allowed;background:repeating-linear-gradient(-45deg,#f3f3f3,#f3f3f3 8px,#e9e9e9 8px 16px);border:2px dashed #b9b9b9}.btn-preview:hover{color:#555}.btn small{opacity:.85;font-size:12px;font-weight:500}.hero{background:linear-gradient(180deg, var(--bg-tint), #fff 85%);position:relative;overflow:hidden}.hero-in{grid-template-columns:1.15fr .85fr;align-items:center;gap:48px;padding:56px 20px 64px;display:grid}.eyebrow{color:var(--brand);border:1px solid var(--line);background:#fff;border-radius:999px;align-items:center;gap:8px;margin-bottom:18px;padding:5px 12px;font-size:14px;font-weight:650;display:inline-flex}.hero .lead{color:var(--ink-2);max-width:36em;font-size:1.2rem}.hero-ctas{flex-wrap:wrap;gap:12px;margin:26px 0 14px;display:flex}.hero-note{color:var(--muted);max-width:40em;font-size:14px}.hero-media{position:relative}.hero-media img{box-shadow:var(--shadow);aspect-ratio:4/5;object-fit:cover;object-position:100% 50%;border-radius:20px;width:100%}.hero-card{box-shadow:var(--shadow);background:#fff;border-radius:14px;max-width:250px;padding:14px 16px;font-size:14px;line-height:1.45;position:absolute;bottom:28px;left:-28px}.hero-card strong{margin-bottom:2px;font-size:15px;display:block}@media (max-width:900px){.hero-in{grid-template-columns:1fr;gap:28px;padding:32px 20px 40px}.hero-media img{aspect-ratio:16/10}.hero-card{margin-top:-24px;max-width:none;margin-inline:14px;position:relative}.hero-ctas .btn{flex:100%}}.section{padding:64px 0}.section-soft{background:var(--bg-soft)}.section-head{max-width:720px;margin-bottom:28px}.section-head h2{margin-top:0}.section-head p{color:var(--ink-2);font-size:1.08rem}@media (max-width:700px){.section{padding:44px 0}}.steps{counter-reset:step;grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.step{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:22px}.step:before{counter-increment:step;content:counter(step);background:var(--gold-bg);width:34px;height:34px;color:var(--gold-ink);border-radius:50%;place-items:center;margin-bottom:10px;font-weight:750;display:inline-grid}.step h3{margin:0 0 6px}.step p{color:var(--ink-2);margin:0;font-size:16px}@media (max-width:800px){.steps{grid-template-columns:1fr}}.cards{grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius);color:var(--ink);background:#fff;flex-direction:column;gap:6px;padding:20px;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.card:hover{border-color:var(--brand-2);box-shadow:var(--shadow);color:var(--ink)}.card .ico{background:var(--bg-tint);width:42px;height:42px;color:var(--brand);border-radius:10px;place-items:center;margin-bottom:6px;display:grid}.card h3{margin:0;font-size:1.08rem}.card p{color:var(--ink-2);margin:0;font-size:15px;line-height:1.55}.card .more{color:var(--brand);margin-top:auto;padding-top:8px;font-size:14px;font-weight:650}.card-urgent{border-color:var(--danger-line);background:linear-gradient(180deg, var(--danger-bg), #fff 70%)}.list-links{grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:0 28px;margin:0;padding:0;list-style:none;display:grid}.list-links li{border-bottom:1px solid var(--line);margin:0}.list-links a{color:var(--ink);justify-content:space-between;gap:12px;padding:13px 2px;font-weight:550;text-decoration:none;display:flex}.list-links a:after{content:"→";color:var(--brand-2)}.list-links a:hover{color:var(--brand)}.split{grid-template-columns:1fr 1fr;align-items:center;gap:48px;display:grid}.split img{box-shadow:var(--shadow);aspect-ratio:4/3;object-fit:cover;border-radius:18px;width:100%}@media (max-width:860px){.split{grid-template-columns:1fr;gap:24px}}.panel-dark{background:var(--ink);color:#eef1f4;border-radius:20px;grid-template-columns:1.2fr 1fr;gap:32px;padding:36px;display:grid}.panel-dark h2{color:#fff;margin-top:0}.panel-dark p,.panel-dark li{color:#d3dae2}.panel-dark ol{margin:0}.panel-dark li::marker{color:#e3a37a;font-weight:700}.panel-dark a:not(.btn){color:#b8d0ea}@media (max-width:860px){.panel-dark{grid-template-columns:1fr;padding:26px 22px}}.faq details{border-bottom:1px solid var(--line);padding:4px 0}.faq summary{cursor:pointer;padding:16px 36px 16px 0;font-size:1.04rem;font-weight:650;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--brand-2);font-size:24px;font-weight:400;position:absolute;top:12px;right:6px}.faq details[open] summary:after{content:"−"}.faq details>div{color:var(--ink-2);padding:0 0 16px}.faq details>div p:last-child{margin-bottom:0}.cta-band{background:linear-gradient(135deg, var(--brand), var(--brand-ink));color:#fff;border-radius:20px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding:40px;display:flex}.cta-band h2{color:#fff;margin:0 0 6px}.cta-band p{color:#dbe3ec;max-width:38em;margin:0}.cta-band .btns{flex-wrap:wrap;gap:10px;display:flex}.cta-band .btn-ghost{color:#fff;background:0 0;border-color:#ffffff73}.cta-band .btn-ghost:hover{color:#fff;border-color:#fff}.cta-band .disclosure{color:#c3cfdc;width:100%;margin:0;font-size:13px}@media (max-width:700px){.cta-band{padding:28px 22px}.cta-band .btns,.cta-band .btn{width:100%}}.disclosure{color:var(--muted);font-size:13.5px;line-height:1.5}.disclosure a{color:inherit}.crumbs{color:var(--muted);padding-top:18px;font-size:14px}.crumbs ol{flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none;display:flex}.crumbs li{margin:0}.crumbs li+li:before{content:"/";color:#b8bfc7;margin-right:6px}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--brand);text-decoration:underline}.page-head{padding:22px 0 8px}.page-head .lead{color:var(--ink-2);max-width:44em;font-size:1.15rem}.meta-line{color:var(--muted);flex-wrap:wrap;gap:6px 16px;font-size:14px;display:flex}.article{grid-template-columns:minmax(0,1fr) 320px;align-items:start;gap:56px;padding:12px 0 64px;display:grid}.article-body{min-width:0}.article-body>h2:first-child{margin-top:12px}.article-body table{border-collapse:collapse;width:100%;margin:0 0 20px;font-size:15px}.aside{flex-direction:column;gap:16px;display:flex;position:sticky;top:92px}@media (max-width:960px){.article{grid-template-columns:1fr;gap:24px}.aside{position:static}}.quick{background:var(--bg-tint);border-left:4px solid var(--brand-2);border-radius:0 var(--radius) var(--radius) 0;margin:8px 0 24px;padding:18px 20px}.quick p{margin:0}.quick .q-label{text-transform:uppercase;letter-spacing:.08em;color:var(--brand);margin-bottom:4px;font-size:13px;font-weight:750}.urgent-banner{background:var(--danger-bg);border:1px solid var(--danger-line);border-radius:var(--radius);margin:0 0 20px;padding:14px 18px;font-size:15.5px}.urgent-banner strong{color:#9f2d14}.urgent-banner p{margin:0}.toc{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:16px 18px}.toc p{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin:0 0 8px;font-size:13px;font-weight:750}.toc ol{margin:0;padding-left:1.1em;font-size:15px}.toc li{margin:4px 0}.toc a{color:var(--ink-2);text-decoration:none}.toc a:hover{color:var(--brand);text-decoration:underline}@media (max-width:960px){.toc{display:none}}.help-box{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;padding:20px}.help-box h2,.help-box .hb-title{font-size:1.15rem;font-family:var(--font-body);margin:0 0 6px;font-weight:700}.help-box p{color:var(--ink-2);font-size:15px}.help-box .btn{width:100%;margin-bottom:8px}.help-box .disclosure{margin:8px 0 0}.callout{border-radius:var(--radius);border:1px solid var(--line);background:var(--bg-soft);margin:20px 0 24px;padding:16px 18px 4px}.callout-title{letter-spacing:.01em;font-size:15px;font-weight:750;margin:0 0 6px!important}.callout p,.callout li{font-size:16px}.callout-safety{background:var(--warn-bg);border-color:var(--warn-line)}.callout-safety .callout-title{color:#8a4500}.callout-local{background:var(--bg-tint);border-color:#c9d5e2}.callout-local .callout-title{color:var(--brand-ink)}.callout-tip .callout-title{color:var(--ink)}.related{border-top:1px solid var(--line);margin-top:40px;padding-top:8px}.form{gap:14px;display:grid}.form .row{grid-template-columns:1fr 1fr;gap:14px;display:grid}@media (max-width:600px){.form .row{grid-template-columns:1fr}}.field label{margin-bottom:6px;font-size:15px;font-weight:650;display:block}.field .hint{color:var(--muted);font-size:13.5px;font-weight:400}.field>.hint{min-height:1.2em;margin-top:4px;display:block}.field input,.field select,.field textarea{width:100%;font:inherit;color:var(--ink);background:#fff;border:1.5px solid #c9ced4;border-radius:10px;padding:12px 14px;font-size:16px}.field textarea{resize:vertical;min-height:110px}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--brand-2);outline:none;box-shadow:0 0 0 3px #3b669038}.consent{color:var(--ink-2);align-items:flex-start;gap:10px;font-size:14.5px;line-height:1.5;display:flex}.consent input{width:18px;height:18px;accent-color:var(--brand);flex:none;margin-top:4px}.hp{width:1px;height:1px;overflow:hidden;position:absolute!important;left:-9999px!important}.form-msg{border-radius:10px;padding:14px 16px;font-size:15.5px}.form-msg.ok{background:var(--ok-bg);border:1px solid #b7dfc3}.form-msg.err{background:var(--danger-bg);border:1px solid var(--danger-line)}.form-panel{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:18px;padding:28px}@media (max-width:600px){.form-panel{padding:20px 16px}}.footer{color:#b9c4d0;background:#152131;margin-top:40px;padding:56px 0 110px;font-size:15px}.footer a{color:#e4e9ef;text-decoration:none}.footer a:hover{color:#fff;text-decoration:underline}.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;display:grid}.footer h2{font-family:var(--font-body);text-transform:uppercase;letter-spacing:.1em;color:#8f9cab;margin:0 0 12px;font-size:13px}.footer ul{margin:0;padding:0;list-style:none}.footer li{margin:7px 0}.footer .logo,.footer .logo:hover{color:#fff}.footer .logo small{color:#8f9cab}.footer-legal{color:#8f9cab;border-top:1px solid #2a3a4f;margin-top:36px;padding-top:20px;font-size:13.5px}.footer-legal p{margin:0 0 8px}@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>:first-child{grid-column:1/-1}}@media (min-width:901px){.footer{padding-bottom:56px}}.action-bar{z-index:50;padding:10px 12px calc(10px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fffffff7;gap:8px;display:none;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -6px 20px #13232f14}.action-bar .btn{flex:1;padding:13px 10px;font-size:16px}@media (max-width:900px){.action-bar{display:flex}}.prose{max-width:760px;padding:8px 0 56px}.prose h2{font-size:1.5rem}.prose-table{border-collapse:collapse;width:100%;margin:0 0 20px;font-size:15px}.prose-table th,.prose-table td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:10px 8px}.prose-table th{text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-size:13px}.areas{flex-wrap:wrap;gap:8px;margin:0 0 18px;padding:0;list-style:none;display:flex}.areas li{border:1px solid var(--line);background:#fff;border-radius:999px;margin:0;padding:6px 14px;font-size:15px;font-weight:550}.section-soft .areas li{background:#fff}.areas li:has(a){padding:0}.areas a{color:var(--brand);border-radius:999px;padding:6px 14px;text-decoration:none;display:block}.areas a:hover{background:var(--bg-soft)}.muted{color:var(--muted)}.center{text-align:center}.mt0{margin-top:0}a[href^=tel\:]{white-space:nowrap}.footer-legal a{text-decoration:underline}.figure{margin:24px 0 28px}.figure img{border-radius:var(--radius);aspect-ratio:16/10;object-fit:cover;width:100%;height:auto}.figure figcaption,.diagram figcaption{color:var(--muted);margin-top:8px;font-size:14px}.diagram{border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin:24px 0 28px;padding:16px}.diagram svg{width:100%;height:auto;display:block}.page-banner{margin:18px 0 8px}.page-banner img{aspect-ratio:21/8;object-fit:cover;border-radius:18px;width:100%;height:auto}@media (max-width:700px){.page-banner img{aspect-ratio:16/9;border-radius:14px}}.card-img{border-radius:var(--radius) var(--radius) 0 0;aspect-ratio:16/9;background:var(--bg-tint);margin:-20px -20px 10px;overflow:hidden}.card-img img{object-fit:cover;width:100%;height:100%;transition:transform .3s}.card:hover .card-img img{transform:scale(1.03)}.card .card-title{font-size:1.08rem;font-family:var(--font-body);margin:0;font-weight:650}.step .step-ico{float:right;background:var(--bg-soft);width:40px;height:40px;color:var(--brand-2);border-radius:10px;place-items:center;display:grid}@media (max-width:600px){.diagram{margin-inline:-8px;padding:8px 4px}.diagram figcaption{padding:0 8px}}@media (max-width:480px){.header .logo small{display:none}.logo-img{height:54px}}.section-head h2:after{content:"";background:var(--gold);border-radius:2px;width:56px;height:4px;margin-top:12px;display:block}.eyebrow svg{color:var(--gold-ink)}.panel-dark li::marker{color:var(--gold)}.byline{align-items:center}.byline img{object-fit:cover;border-radius:50%}.author-card{background:var(--bg-soft);border:1px solid var(--line);border-radius:18px;grid-template-columns:140px minmax(0,1fr);align-items:start;gap:24px;margin:8px 0 32px;padding:24px;display:grid}.author-card img{object-fit:cover;width:140px;height:140px;box-shadow:0 0 0 4px #fff, 0 0 0 5px var(--gold);border-radius:50%}.author-card h2{margin:0 0 2px;font-size:1.4rem}.author-card .role{color:var(--muted);margin:0 0 12px;font-size:15px}.author-card p{font-size:16px}.author-card .links{flex-wrap:wrap;gap:8px 16px;margin:0;font-size:15px;display:flex}@media (max-width:600px){.author-card{grid-template-columns:1fr;justify-items:start;padding:20px}.author-card img{width:110px;height:110px}}.logo-name{font-family:var(--font-display);letter-spacing:-.01em;font-size:19px;font-weight:600;display:block}.logo-name small{font-family:var(--font-body);margin-top:2px}.footer .logo-name{font-size:20px}@media (max-width:480px){.logo-name{font-size:16.5px}}.logo-mark{flex:none;width:40px;height:40px}.logo-name{color:var(--brand)}.logo-name b{color:var(--accent);font-weight:600}.footer .logo-name{color:#fff}.footer .logo-name b{color:#ff9aa4}.footer .logo-mark{background:#fff;border-radius:10px;width:44px;height:44px;padding:4px}.hero-home{background:linear-gradient(180deg, var(--bg-tint), #fff 80%)}.hero-home .hero-in{grid-template-columns:1.2fr .8fr}@media (max-width:900px){.hero-home .hero-in{grid-template-columns:1fr}}.start{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:18px;max-width:620px;margin:24px 0 12px;padding:20px}.start label{margin-bottom:8px;font-size:15px;font-weight:700;display:block}.start input{width:100%;font:inherit;border:1.5px solid #c5ccd6;border-radius:12px;padding:14px 16px;font-size:17px}.start input:focus{border-color:var(--brand-2);outline:none;box-shadow:0 0 0 3px #2f568938}.start-btns{grid-template-columns:1fr 1fr;gap:10px;margin-top:12px;display:grid}.start-btns .btn{width:100%;padding:15px 14px}.start-btns .btn span{opacity:.9;font-size:13px;font-weight:500;display:block}.start-btns .btn{flex-direction:column;gap:2px}@media (max-width:520px){.start{padding:16px}.start-btns{grid-template-columns:1fr}}.btn-cash{color:var(--accent-2);border-color:var(--accent);background:#fff}.btn-cash:hover{background:var(--gold-bg);color:var(--accent-2)}.btn-red{background:var(--accent);color:#fff}.btn-red:hover{background:var(--accent-2);color:#fff}.next-card{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:18px;padding:24px}.next-card h2{font-size:1.25rem;font-family:var(--font-body);margin:0 0 12px;font-weight:700}.next-card ol{margin:0;padding-left:1.2em}.next-card li{color:var(--ink-2);margin:0 0 10px;font-size:15.5px}.next-card li::marker{color:var(--accent);font-weight:700}.doors{grid-template-columns:1fr 1fr;gap:20px;display:grid}.door{border:1px solid var(--line);background:#fff;border-radius:18px;flex-direction:column;padding:26px;display:flex}.door h3{font-family:var(--font-display);margin:0 0 6px;font-size:1.45rem}.door .for{color:var(--muted);margin-bottom:12px;font-size:15px}.door ul{color:var(--ink-2);font-size:15.5px}.door .btn{align-self:flex-start;margin-top:auto}.door-value{border-top:5px solid var(--brand)}.door-cash{border-top:5px solid var(--accent)}@media (max-width:800px){.doors{grid-template-columns:1fr}.door .btn{align-self:stretch}}.form-layout{grid-template-columns:minmax(0,1fr) 330px;align-items:start;gap:40px;padding:8px 0 56px;display:grid}@media (max-width:960px){.form-layout{grid-template-columns:1fr;gap:24px}}.form fieldset{border:0;gap:14px;margin:0;padding:0;display:grid}.form legend{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:4px;padding:0;font-size:13px;font-weight:750}.row3{grid-template-columns:1fr 1fr 1fr;gap:14px;display:grid}@media (max-width:600px){.row3{grid-template-columns:1fr 1fr}.row3>:first-child{grid-column:1/-1}}.fine{color:var(--muted);margin:0;font-size:13.5px;line-height:1.5}.err-text{color:#9f2d14;margin-top:4px;font-size:13.5px;display:block}.test-note{background:#f4f4f4;border:1px dashed #bbb}.facts{border-collapse:collapse;width:100%;margin:0 0 22px;font-size:15.5px}.facts th,.facts td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:11px 10px 11px 0}.facts th{width:38%;color:var(--ink);font-weight:650}.facts td small{color:var(--muted);margin-top:2px;font-size:13px;display:block}@media (max-width:600px){.facts th,.facts td{border:0;width:auto;padding:4px 0;display:block}.facts tr{border-bottom:1px solid var(--line);padding:10px 0;display:block}}.sources{color:var(--ink-2);font-size:14px}.sources li{word-break:break-word;margin:4px 0}.calc{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:28px;margin:12px 0 28px;display:grid}@media (max-width:860px){.calc{grid-template-columns:1fr}}.calc-in{gap:12px;display:grid}.calc-in .field input{padding:10px 12px}.money{position:relative}.money:before{content:"$";color:var(--muted);position:absolute;top:50%;left:12px;transform:translateY(-50%)}.money input{padding-left:24px!important}.pct{position:relative}.pct:after{content:"%";color:var(--muted);position:absolute;top:50%;right:12px;transform:translateY(-50%)}.calc-out{background:var(--bg-soft);border:1px solid var(--line);border-radius:16px;padding:20px;position:sticky;top:96px}@media (max-width:860px){.calc-out{position:static}}.calc-out table{border-collapse:collapse;width:100%;font-size:15px}.calc-out td{border-bottom:1px solid var(--line);padding:7px 0}.calc-out td:last-child{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}.calc-out .net td{color:var(--brand);border-bottom:0;padding-top:12px;font-size:1.15rem;font-weight:750}.calc-out .neg td{color:#9f2d14}.est-badge{background:var(--warn-bg);border:1px solid var(--warn-line);color:#7a4300;border-radius:6px;margin-bottom:8px;padding:2px 8px;font-size:12.5px;font-weight:700;display:inline-block}.compare{border-collapse:collapse;width:100%;margin:0 0 22px;font-size:15px}.compare th,.compare td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:10px 8px}.compare thead th{text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-size:13px}@media (max-width:600px){.compare{font-size:14px}.compare th,.compare td{padding:8px 5px}}.table-wrap{overflow-x:auto}.snapshot{margin:8px 0 28px}.stats{grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px;margin-bottom:10px;display:grid}.stat{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;flex-direction:column;gap:2px;padding:14px 16px;display:flex}.stat-label{color:var(--muted);font-size:13.5px;font-weight:600}.stat-value{color:var(--ink);font-variant-numeric:tabular-nums;font-size:1.6rem;font-weight:700;line-height:1.2}.stat-sub{color:var(--ink-2);font-size:13px}.chart{margin:8px 0 28px}.chart-title{color:var(--ink);margin-bottom:8px;font-weight:700}.chart-plot{position:relative}.chart-plot svg{touch-action:pan-y;cursor:crosshair;width:100%;height:auto;display:block}.chart-plot svg:focus-visible{outline:2px solid var(--brand-2);outline-offset:4px;border-radius:6px}.chart-grid{stroke:var(--line);stroke-width:1px}.chart-axis{fill:var(--muted);font-size:12px;font-family:var(--font-body)}.chart-line{fill:none;stroke:#2563b8;stroke-width:2px;stroke-linejoin:round;stroke-linecap:round}.chart-dot{fill:#2563b8;stroke:#fff;stroke-width:2px}.chart-cross{stroke:var(--ink-2);stroke-width:1px;stroke-dasharray:3 3}.chart-tip{border:1px solid var(--line);box-shadow:var(--shadow);pointer-events:none;white-space:nowrap;background:#fff;border-radius:8px;flex-direction:column;padding:6px 10px;font-size:13px;display:flex;position:absolute;top:4px;transform:translate(10px)}.chart-tip[data-side=left]{transform:translate(calc(-100% - 10px))}.chart-tip strong{color:var(--ink);font-size:15px}.chart-tip span{color:var(--muted)}.chart-table{margin-top:8px;font-size:14px}.chart-table summary{cursor:pointer;color:var(--brand-2);font-weight:600}.chart-table table{margin-top:8px}.state-grid{grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:8px;margin:12px 0 32px;padding:0;list-style:none;display:grid}.state-grid a{border:1px solid var(--line);color:var(--ink);background:#fff;border-radius:10px;justify-content:space-between;align-items:baseline;gap:8px;padding:10px 14px;text-decoration:none;display:flex}.state-grid a:hover{border-color:var(--brand-2);background:var(--bg-tint)}.state-grid small{color:var(--muted);font-variant-numeric:tabular-nums}.rules{gap:14px;margin:8px 0 28px;display:grid}.rule{border:1px solid var(--line);border-radius:12px;padding:16px 18px}.rule h3{margin:0 0 6px;font-size:1.05rem}.rule p{margin:0 0 6px}.rule .src{color:var(--muted);margin:0;font-size:13px}.num-table{border-collapse:collapse;width:100%;margin:0 0 16px;font-size:15px}.num-table th,.num-table td{text-align:left;border-bottom:1px solid var(--line);padding:9px 10px 9px 0}.num-table td{text-align:right;font-variant-numeric:tabular-nums}.num-table thead th{color:var(--muted);font-size:13.5px;font-weight:600}.num-table thead th:last-child{text-align:right}.num-table tbody th{font-weight:600}@media (max-width:600px){.stats{grid-template-columns:1fr 1fr;gap:8px}.stat{padding:12px}.stat-value{font-size:1.3rem}}.guide-dl{background:var(--bg-tint);border:1px solid var(--line);border-radius:var(--radius);align-items:center;gap:18px;margin:0 0 28px;padding:16px;display:flex}.guide-dl img{width:96px;height:auto;box-shadow:var(--shadow);border-radius:6px;flex:none}.guide-dl p{color:var(--ink-2);margin:0 0 10px;font-size:15px}.guide-dl .guide-dl-title{font-family:var(--font-display);color:var(--brand);margin-bottom:4px;font-size:19px}.card-cover{aspect-ratio:896/700;border-radius:var(--radius) var(--radius) 0 0;background:var(--bg-tint);margin:-20px -20px 14px;overflow:hidden}.card-cover img{object-fit:cover;object-position:top;width:100%;height:100%;display:block}@media (max-width:480px){.guide-dl{flex-direction:column;align-items:flex-start}.guide-dl img{width:120px}}.hero-video{background:var(--brand-ink);isolation:isolate}.hero-bg{z-index:-1;position:absolute;inset:0;overflow:hidden}.hero-bg-poster,.hero-bg-video{object-fit:cover;object-position:50% 60%;width:100%;height:100%;position:absolute;inset:0}.hero-bg-video{opacity:0;transition:opacity .8s}.hero-bg-video[data-playing=true]{opacity:1}.hero-bg-shade{background:linear-gradient(90deg,#0b172be6 0%,#0b172bcc 48%,#0b172b85 100%);position:absolute;inset:0}.hero-video .hero-in{padding-top:72px;padding-bottom:84px}.hero-video h1{color:#fff;text-shadow:0 2px 18px #00000059}.hero-video .lead{color:#e6ecf4}.hero-video .hero-note{color:#d3dce8}.hero-video .hero-note a{color:#fff}.hero-video .eyebrow{border-color:#0000}.hero-video .start{box-shadow:0 10px 40px #00000047}.hero-video .next-card{background:#fffffff5;box-shadow:0 10px 40px #00000047}@media (max-width:900px){.hero-bg-shade{background:linear-gradient(#0b172bdb 0%,#0b172bcc 55%,#0b172bb8 100%)}.hero-video .hero-in{padding-top:36px;padding-bottom:44px}}@media (prefers-reduced-motion:reduce){.hero-bg-video{display:none}}.door-img{aspect-ratio:16/9;background:var(--bg-tint);border-radius:13px 13px 0 0;margin:-26px -26px 20px;overflow:hidden}.door-img img{object-fit:cover;width:100%;height:100%}@media (max-width:800px){.door-img{aspect-ratio:2}}.reveal{transition:opacity .6s,transform .6s}.reveal[data-reveal=armed]{opacity:0;transform:translateY(18px)}@media (prefers-reduced-motion:reduce){.reveal{transition:none}.reveal[data-reveal=armed]{opacity:1;transform:none}}.home-states{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:center;gap:40px;margin-bottom:20px;display:grid}.home-states .section-head{margin-bottom:0}.home-states-hint{font-weight:600}@media (max-width:860px){.home-states{grid-template-columns:1fr;gap:20px}}.state-list{margin:8px 0 14px}.state-list summary{cursor:pointer;color:var(--brand);padding:8px 0;font-weight:650}.state-list .state-grid{margin-top:10px;margin-bottom:12px}.tilemap{width:100%}.tilemap-grid{grid-template-columns:repeat(12,minmax(0,1fr));gap:5px;margin:0;padding:0;list-style:none;display:grid}.tilemap-grid li{min-width:0;margin:0}.tile{aspect-ratio:1;background:var(--brand);color:#fff;letter-spacing:.02em;border-radius:7px;flex-direction:column;justify-content:center;align-items:center;gap:1px;font-size:clamp(10px,1.35vw,16px);font-weight:700;line-height:1.05;text-decoration:none;transition:background .15s,transform .15s,box-shadow .15s;display:flex}.tile:hover,.tile:focus-visible{background:var(--accent);color:#fff;transform:translateY(-2px);box-shadow:0 6px 14px #12233f38}.tile:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:7px}.tile-price{opacity:.92;letter-spacing:0;font-size:clamp(8px,.95vw,12px);font-weight:600}.tile[data-band=plain]{background:var(--brand);color:#fff}.tile[data-band=none]{color:var(--brand-ink);background:#fff;box-shadow:inset 0 0 0 2px #a7bdd9}.tile[data-band="0"],.tilemap-key i[data-band="0"]{color:var(--brand-ink);background:#dbe5f1}.tile[data-band="1"],.tilemap-key i[data-band="1"]{color:var(--brand-ink);background:#a7bdd9}.tile[data-band="2"],.tilemap-key i[data-band="2"]{color:#fff;background:#4d71a1}.tile[data-band="3"],.tilemap-key i[data-band="3"]{color:#fff;background:#1c355e}.tile[data-band]:hover,.tile[data-band]:focus-visible{background:var(--accent);color:#fff}.tilemap-compact .tilemap-grid{gap:4px}.tilemap-compact .tile{border-radius:6px;font-size:clamp(10px,1.1vw,13px)}.tilemap-legend{color:var(--ink-2);flex-wrap:wrap;align-items:center;gap:8px 18px;margin-top:14px;font-size:14px;display:flex}.tilemap-legend-title{color:var(--ink);font-weight:700}.tilemap-key{align-items:center;gap:6px;display:inline-flex}.tilemap-key i{border:1px solid #12233f26;border-radius:4px;width:16px;height:16px;display:inline-block}.states-map{max-width:820px;margin:8px 0 12px}.states-map .fine{margin-top:10px}.states-list-head{margin-top:36px}@media (max-width:600px){.tilemap-grid{gap:3px}.tile{border-radius:5px;font-size:10.5px}.tile-price{display:none}}.lead-sm{color:var(--ink-2);font-size:17px}.local-sources{margin:8px 0 24px;font-size:14px}.local-sources summary{cursor:pointer;color:var(--muted)}
